Tool · SIP calculator · India · FY 26–27
SIP calculator
See what your monthly investment becomes — with correct compounding (not the simplified math most calculators use). Add inflation and tax when you want the real number. All math runs in your browser. No signup, no email.
SIP inputs
How much will you invest each month?
12% means 12% — geometric compounding, not annual÷12.
(240 months)
Most diversified MFs. 12.5% LTCG above ₹1.25L. 20% STCG.
Projected corpus
₹91,98,574
Over 20 years · investing ₹24,00,000 total
Your corpus
Range of outcomes
₹64,34,561
Conservative · 9%
₹91,98,574
Expected · 12%
₹1,32,70,734
Optimistic · 15%
- Conservative · 9%₹64,34,561
- Expected · 12%₹91,98,574
- Optimistic · 15%₹1,32,70,734
How it grows
Year 1 → 2012% means 12%. brackt uses Groww's geometric formula; some calculators simplify to annual÷12 and inflate the answer. See the note.
06 · Where your corpus comes from
₹24,00,000
You invested · 26%
₹67,98,574
Returns from the market · 74%
At 12% expected return over 20 years, roughly two-thirds of your corpus is compound growth — not your monthly cheque.
Cross-link — other brackt tools